Cms2Cms Ideas and Feature Requests

Business Credit Reports on any Company in the World

 Check the credit risk of your applicants, regardless of what country they are in, without breaking the bank or being locked into a contract.A credit rating or score (also called a Beacon or a FICO score) is not part of a regular credit report. Basically, it's a mathematical formula that translates the data in the credit report into a three-digit number that lenders use to make credit decisions.

  • stapla ketastiness
  • Jun 1 2019
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  • encircleleaf encircleleaf commented
    01 Jun 09:05


    What are the cutoff points? TransUnion says someone with a credit score below 650 may have trouble receiving new credit. Some mortgage lenders will want to see a minimum score of 680 to get the best interest rate.

  • absentvillain absentvillain commented
    01 Jun 09:06

    The exact formula bureaus use to calculate credit scores is secret. Paying bills on time is clearly the key factor. But because lenders don't make any money off you if you pay your bills in full each month, people who carry a balance month-to-month (but who pay their minimum monthly balances on time) can be given a higher score than people who pay their amount due in full.

  • stapla ketastiness commented
    01 Jun 09:06

    Complete details on how to order credit reports are available online. Basically, you have to send in photocopies of two pieces of identification, along with some basic background information. The reports will come back in two to three weeks.

  • encircleleaf encircleleaf commented
    01 Jun 09:07

    Well, you won't be the first. In millions of files and hundreds of millions of reported entries, there are bound to be mistakes. Some are minor data-entry errors. Others are damaging whoppers. For example, we've heard of instances where negative credit files from one person got posted to the file of someone who had a similar name (the "close enough" school of credit reporting).

  • absentvillain absentvillain commented
    01 Jun 09:07

    If you find something in your file that you dispute, you can write the credit agency in question and tell them you think there's an error. The credit reporting agency usually sends along the form you need when it sends you the credit report. Use it to spell out the details of any information you dispute. The dispute forms are online, too.